Investing in Real Estate 101 (The Beginning) — The Frugal Samurai

“Hey TheFrugalSamurai, I’m keen to purchase this property but don’t know if I should do it – what are your thoughts?” This message popped up on my private messages one morning. YIPPEE KI-YAY was my first thought, finally through the mist of obscurity I’ve become someone of repute, of unquestionable character, a subject matter expert, […]

via Investing in Real Estate 101 (The Beginning) — The Frugal Samurai

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42 million Americans struggle to find their next meal.

When most people think about hunger, they think of a starving child in a third-world country. Or perhaps they think of a long line of homeless people waiting outside an inner-city soup kitchen.

The truth is: hunger is a HUGE problem everywhere in the United States, but it’s not always easy to see. In a country known for its wealth and prosperity, 42 million Americans struggle to find their next meal.

The face of hunger has changed. No longer is it just the homeless man on the street reaching out for a helping hand, but every day millions of people are struggling to feed their families. No one is a stranger to the economic hardships of today.

soup_about_hunger

Hunger is all around us. Hunger is not limited to a single demographic or geographic region of the country. It is not a problem only affecting the homeless or the poorest of the poor. Hunger is everywhere, and the numbers are staggering.

As the economy continues to put a strain on our wallets, people are being forced to make extremely difficult decisions. What does hunger look like, you might ask?

  • It is your father-in-law who just got laid off and now struggles to pay his mortgage and put food on the table.
  • It is your elderly neighbor who must choose between buying groceries and heating her home.
  • It is your child’s classmate who goes to school each day without lunch and is too embarrassed to ask for help.

Adults who suffer from hunger live shorter, less healthy, and less happy lives. They are more likely to be obese, more prone to mental illness, and more susceptible to deadly diseases. Hunger is terrible for adults, but it’s so much worse for children.

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Hunger and malnourishment go hand-in-hand, and kids who miss out on essential nutrients during their critical years of growth will be dramatically disadvantaged for the remainder of their lives. 1 in 6 American children go to bed hungry each night.

According to the Food Research and Action Center, hungry children have compromised immune systems and are two to four times as likely as nourished children to develop health problems—ranging from the relatively minor to potentially fatal. Childhood hunger also impairs cognitive development. Kids who don’t have enough to eat do worse academically, do worse socially, and risk becoming so impacted—even by only temporary food insecurity—that recovery becomes impossible.

Most people tend to think about hunger during the holiday season. We see a ton of food drives occur right around Thanksgiving. But what happens during the rest of the year? Food insecurity is a year-round issue affecting millions of families and individuals across the country.

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The summer months are the most difficult time for our nation’s food banks. During the school year, hungry children get the majority of their daily calories from free or reduced price school lunches. When school is out of session, those calories must come from somewhere else. There are summer meal programs, but over 13 million children face a greater risk of hunger during the summer because those programs are difficult to access and underfunded.

Thankfully, the summer is also the busiest season for the moving industry, so Move For Hunger has a great opportunity to fill the shelves of our communities’ food banks. Move For Hunger works to rescue food from people’s homes that would otherwise be thrown away and get it to local food banks where it’s needed.

Want to make a difference?

Click here to Get Involved in our fight against hunger.

Share an infographic from our Visualize Hunger collection on Facebook, Twitter, and Instagram.

Upcoming Move? Helpful Tips for Household Packing and Moving

Thanks NEDRAC!

If you have an upcoming move, figuring out where to even start can be intimidating. Household packing and moving is not something most people look forward to, but we have collected some helpful tips from articles on Moving.com, BuzzfeedHGTV and How Stuff Works to help your next move go a little smoother. Here is a summary of what we found.

Packing Tips

The following are some basic tips for household packing:

  • Don’t Procrastinate – This seems simple enough, but getting started can be difficult. A few weeks prior to your move, start packing several boxes a day.
  • Pack Room-by-Room – Focus on one area of a room at a time and don’t mix items from different rooms in one box.
  • Label Boxes Clearly – On the top and side of each box, write a general description of the contents and the room name.
  • Use Packing Paper – Regular newspaper may bleed ink onto your possessions. Use white packing paper to wrap all items.
  • Stick with Moving Boxes – Use boxes designed for moving. Boxes obtained from grocery or liquor stores are not always clean and might not hold the weight of the items that you will be putting in them.
  • Don’t Box up Everything – You should personally transport heirlooms, important papers, legal documents (wills, passports. etc.), and valuables.

Moving Tips

Now you’re packed, here are some tips for the actual move:

  • Keep Children and Pets Out of the Way – No matter who is moving your things — professional movers or friends — they don’t want a barking dog or a rambunctious kid running around while they’re carrying heavy boxes and furniture.
  • Pack an Overnight Bag Containing the Essentials – Chances are, you’ll be too tired to unpack your things. You’ll want your essentials within easy access.
  • Change Your Address at the Post Office – Try to submit the change address form two weeks prior to the move to avoid missing timely mail like bills.
  • Write Down Your Utility Meter Readings – When you receive your final bill from your utility companies, verify that the figures match up.
  • Make Sure There’s Parking for the Truck – When the moving van or truck arrives at the new place, it will need a place to park and unload. This can become complicated depending on what type of home you’re moving into. For example, if you’re moving into a house, the truck can simply park out front. But if you’re moving into a high rise building, then you may need to set up a place ahead of time for the van or truck. You may also need to reserve an elevator. This should be set up beforehand, so the movers can carry things in as quickly as possible when they arrive.

CALL ED MELTON for your next relocation : 916-563-7472

emelton@chipmanrelo.com

What were the biggest challenges of relocating?

 

The biggest challenge is the impact the relocation has on your personal relationships. However, you can mitigate this by making a concerted effort to regularly stay in touch with friends and family back home.

When relocating with your partner, for the relocation to be successful, you both have to be successful. Often, a relocation occurs because one of you has secured a new job. That involves a lot of uprooting for your partner, and it is actually more stressful for them as a result of the numerous unknowns.

Whatever you can do to help your partner succeed – be it introducing them to your colleagues’ network in the new location, or simply being emotional support when things are not working out as expected – will pay dividends.

The physical relocation process isn’t that hard. Granted, it’s a lot of menial tasks, which suck up time and initially seem daunting. I personally find packing a nightmare. However, it’s a good opportunity to figure out what really matters to you and for you to prioritise what’s worth keeping in your life.

What are the major differences between San Francisco and Melbourne?

There’s a greater mix of people in Melbourne than in San Francisco, whether that’s people working in different industries, from different backgrounds or past experiences.

It’s nice to meet people who do something entirely different to you. I think that is also a contributing factor to why I find the quality of life to be better in Melbourne than in San Francisco.

How do your working life and other supports help to make you feel at home there?

I work with a great team in Melbourne. The office is such a positive environment that it only seems natural to bring your whole self to work.

Teammates have welcomed me with open arms, allowing me to meet new people and make friends with ease, in and outside of the workplace.

Additionally, my partner has been a great support. There’s always someone you can speak with who knows exactly what you’re going through.

What do you like most about your adopted home?

Melbourne has a relaxed, healthy vibe. Work is not the only thing going on in people’s lives and people make the time to stay fit and mentally balanced. I also like the crazy weather. It can go from 40C to 18C in a few hours.

What advice would you give to others who are planning to relocate for work?

It obviously depends on your personal situation but, if it’s feasible, I say you should jump at the opportunity. Nothing compares to having the experience of working in a new country and adapting to your new surroundings.

When evaluating your offer of employment in a new location, I have found it helpful to look for local salary benchmarks for the role and to speak with any contacts you have in the location to validate how it compares to the market rate.

Additionally, I would also research the cost-of-living indexes and do a simplistic yearly budget based on expected costs in my new location to see how my take-home pay would change as a result of the relocation.

Part of the offer to relocate should include a relocation package. The more you can get from your sponsoring company, the fewer headaches and financial costs for yourself.

In a relocation package, I would aim for full coverage of visa costs (ideally for yourself and your partner), return flights to your new location, tax preparation services for at least your first year in the new location, a relocation allowance to cover shipping costs or packing services, and assistance with finding a new home upon your arrival. I would expect this package to multiply if relocating with children.

Ed Melton

EVP- Corporate Moving: 916-563-7472/

 

TOP 5 WAYS MILLENNIALS ARE DRIVING OFFICE DESIGN TRENDS

If there’s one well-known distinction separating Millennials from previous generations, it’s that they don’t live to work – they work to live. Priorities have shifted, so at the end of the day, it might not be the paycheck that matters most but rather the culture and a better work-life balance that keeps them loyal to a company. As more Millennials and Gen Z enter the workforce, the offices of the past are evolving into a more relaxed, open-minded, and hands-on environment that better suits the personality of newer generations. They’re driving office design trends that are bringing the workplace fully into the 21st century.

1. THEY’RE KNOCKING DOWN THE WALLS

Millennials prefer a collaborative, social environment, so the days of cubicles are over… long over. In its place has arrived the open floor plan concept. No more walls. No more dividers. No more disconnect betw

een employees. Simply a group of desks grouped together. An open floor plan encourages communication, building strong team connections and fostering camaraderie between employees. And the best part about this from a business perspective? Frequent interactions and collaborations can lead to innovative ideas and developments that benefit the company in its entirety.

2. THEY’RE DECORATING WITH PIZAZZ

Beige walls. Beige carpet. Beige desks – a.k.a. boring, boring, and boring. Modern, comfortable, eclectic – those sound better, don’t they? Yes? Then let’s kick the drab shades to the curb and breathe life into the space where people spend more than eight hours a day. Influenced by Millennials’ desire for an appealing workspace, offices are getting a makeover from floor to ceiling. It’s time for businesses to decorate with pizazz whether they’re drawing influence from the company’s values or inspiration from employees’ personalities. When your office is a medley of vibrant and engaging hues, it increases employee productiveness, so a splash of color really can make all the difference.

3. THEY’RE REPLACING THE OLD TECH WITH THE NEW

Born into the new era of technology between 1977 and ’95, Millennials are the definition of “tech savvy,” so they’re expecting a technologically up-to-date office space. Gone are the clunky desktops and miles of wires commandeering desk space, and in its place are sleek laptops and tablets. These devices can be easily transported from one side of the office to the other (Can you do that with a PC? I think not.), and all the information an employee needs is always right at their fingertips. Using the latest technology also streamlines and automates what were once time-consuming tasks, allowing employees to be more efficient and productive!

4. THEY’RE CREATING A VARIETY OF SPACES

Variety is the spice of life, and Millennials agree – especially in the workplace. Creating a variety of work spaces inspires a more engaging environment. Consider a large conference space with modern tables and chairs for important meetings. A collaborative room with a standup table and monitors for internal discussions. A small, sunlit area with large windows and a cozy couch for an employee seeking peace and quiet. When presented with numerous rooms and areas, employees can find the space that helps them be the most productive for the task at hand.

5. THEY’RE MAKING WORK FUN

The last and certainly the most important office space trend influenced by Millennials is quite simple: make the workplace fun! Remember, Millennials place a lot of emphasis on a company’s culture – will they be expected to work around the clock, or does the company believe in a work/play balance? Whether you put a pool table in the lunch room, place a ping pong table in a spare room, or hang up a hammock in a quiet room, providing engaging activities around the office will help your employees rest and reset their busy brains. After their break is over, they’ll feel mentally refreshed and ready to tackle what the rest of the day has to offer. Who says you can’t live a little at work?

Chipman Acquires American Relocation & Logistics

It’s still early in the year, but we have great news: Chipman Corporation has acquired select assets of American Relocation & Logistics to further strengthen the level of quality and service for our Orange County and LA audience in nearby Garden Grove, CA. We strongly believe that this acquisition will keep our local operating division growing and positioned to be an even more-effective market leader. By strengthening workplace services, warehousing and distribution, and residential relocations, we’re excited about where our future is headed.

Our Thoughts On American Relocation & Logistics

For over two decades, American Relocation & Logistics was a successful single Mayflower agency in Santa Fe Springs, CA. As we competed against them, we grew to admire their continuous success in their workplace services marketplace as well as their achievements on the sales side, increasing their bookings and revenue across interstate line-haul services. On top of that, American has always held a reputation for delivering quality service, and their dedicated service providers and employees are the heart of this successful culture.

What’s Next For Chipman Garden Grove?

In making this deal, Chipman is now a dual agent (United 449 and Mayflower 2880) in Los Angeles, Orange, Ventura, Riverside, and San Bernardino County. M2880 is our new Mayflower agency, operating out of Chipman’s Los Angeles & Orange County Service Center at 7372 Doig Dr, Garden Grove, CA. We’ll be merging over 900 storage vaults, along with trailers, forklifts, commercial equipment, and other moving and logistical support equipment from American into our Garden Grove facility.

Once the transitional paperwork is completed, we’ll on-board local contractors and over-the-road drivers from American that will haul within the Chipman Dedicated Fleet. Just as importantly, 15 members of their Sales, Coordination, Billing, and Operations Team agreed to join Chipman on January 2nd, providing us with expertise and know-how.

Special Thanks To Our People – Teamwork & Excellence

We would like to acknowledge the people who made this monumental merger a reality by integrating American assets, technology, finances, and support staff. Their teamwork and pursuit of continuous improvement is why we succeed in our quest to provide premier levels of service each and every time.

Without their hard work, none of this would have been possible. We’d also like to thank the Garden Grove team for welcoming the American team with open arms, allowing for our newest employees to join our organization with the same vision, same goals, and a matched desire to provide the levels of service that our customers have come to expect.

Chipman Moves Onward To 2018